Richard Hill is Head of the Automotive & Manufacturing sectors within the RBS/NatWest Commercial & Private Banking Division. Richard is primarily responsible for the strategic development of the Bank’s approach to these sectors. His role spans – SME’s through to Large Corporates including most manufacturing sub sectors and the retail automotive environment (franchise/non franchise dealers, rental and aftersales). A graduate in Business Studies, Richard has over 25 years industry experience across a broad range of business environments including – manufacturing, retail and fleet financial services, remarketing and leasing/asset management. Richard is a prominent figure in the UK automotive and manufacturing sectors with key involvement within the UK Automotive Council, Warwick Manufacturing Group and Innovate UK additive manufacturing steering group.